Our Specialties
More than a financial plan.
We offer big-picture thinking with the warmth of a small firm to bring you customized and robust financial planning services. From supporting your retirement goals to clearly organizing your assets for loved ones, we put our expertise and experience into action. As a result, we provide steadfast financial strategies reinforced with investment management and tax advisory and preparation.
Financial Planning
What is fiduciary duty?
Your life is dynamic and the management of your finances should be too. We focus on understanding your goals and explaining your options so you can make the best choices for you and your family.
Why is financial planning important?
Where there is money, there are taxes. That’s the simple reason we offer clients tax strategy, planning, and preparation to ensure that all decisions you make as part of your financial plan carefully consider the tax effects.
Our team of skilled financial advisers are ready to support you and your family when it comes to:
Creating an easy-to-understand financial review for you and your loved ones
Planning for retirement, including timing and income replacement
Evaluating insurance, such as life, disability, and long-term care
Assessing home purchases
Estate planning with your attorney
College and other education planning
Social security planning
The loss of a loved one
Difficult family dynamics
Please Note: Limitations. The scope of any financial planning and consulting services to be provided depends upon the terms of the engagement, and the specific request and needs of the client. Verus Financial Partners does not serve as an attorney or insurance agent. Verus Financial Partners does not prepare legal documents, nor does it sell insurance products.
Investment Management
Driven by your financial plan and built for long-term success.
Many people have investments, but few have an investment strategy. With deeply rooted experience, Verus develops an investment plan that is directly tied to your personal financial goals. Our skilled investment committee researches options that specifically suit your journey, support long-term growth, and boost asset allocation.
This means you’ll have exposure to multiple asset classes to obtain a more versatile and diversified investment portfolio. Not to mention, we evaluate your portfolio for both risk and return. Finally, Verus believes in minimizing investment transaction costs and expenses. That is in part why we are and always will be a fee-only firm.
Why are investment management strategies important for retirement planning?
There is one guarantee in investing: there are no guarantees. That’s why when it comes to retirement planning, we prioritize long-term investment growth that supports your goals. To accomplish this, our team of investment professionals relies on their vast experience, efficient technologies, and ongoing monitoring and rebalancing in order to maintain your target asset allocation while considering tax implications.
Our investment management services:
Develop an investment strategy that embraces your financial goals
Evaluate stock options and restricted stock
Review and optimize employee benefits
Please Note: Limitations. Different types of investments involve varying degrees of risk. Therefore, it should not be assumed that the future performance of any specific investment or investment strategy (including the investments and/or investment strategies recommended and/or undertaken by Verus Financial Partners) will be profitable, equal any historical performance level(s), or prove successful.
Tax Advisory & Preparation
Uniquely qualified financial planners who also understand tax code complexities.
Taxes are convoluted. That’s why many financial planning organizations leave tax services to tax preparers. But, that’s not the case at Verus. We recognize that the way you save and spend has tax implications that directly impact your financial plan. That’s why tax advisory and preparation is a key component of our multi-faceted approach to retirement planning.
How do we approach tax advisory and preparation?
Our versatile team of financial advisers includes skilled Certified Public Accounts, Enrolled Agents, and other tax professionals, who navigate the tax code complexities. As a result, we’re able to strategically consider tax implications and prepare your taxes for optimal returns. We don’t let taxes guide or cloud our decision-making, but we are sure to assess your unique tax situation. A financial planner should be as well-versed in the tax code as they are in finance. And at Verus, we are.
Rely on Verus for tax preparation and strategies including:
Tax-efficient charitable gifting
Roth conversion planning
Opportunities to accelerate or defer income
If you make your business about helping others,
Chris Guillebeau
you’ll always have plenty of work.
Our Clients
Partners – it’s in our name and something we value deeply.
Our goal is to create lasting partnerships built on trust and respect. That is why before committing to our wealth management services, we take time to get to know you – at no cost. During this meeting, we learn about your life’s journey and what you hope to see around the next bend. We also share our approach to retirement planning and asset management. Then, if we both agree it’s a good fit, our partnership begins.
Are you nearing retirement or newly retired?
If you’re considering wrapping up your career within the next ten years, now is the time to talk with one of our financial advisers.
Do you need help organizing and optimizing your existing investments to ensure they are supporting your retirement goals?
Perhaps you’ve been diligent with your investments and saving for the future, but you need help balancing, organizing, and optimizing your assets so both you and your family have a clear picture of your financial future. We’re here to help.
Do you have a minimum of $1,000,000 of investable assets?
As a general rule, our services are best suited for individuals and families with a minimum investable assets of $1,000,000. Below that threshold, we encourage you to investigate other fee-only financial services.
Our Investment Philosophy
Key pillars of our investment management approach
Many people have investments, but few have an investment strategy. With deeply rooted experience, Verus develops an investment plan that is directly tied to your personal financial goals. Our skilled investment committee researches options that specifically suit your journey, support long-term growth, and boost asset allocation.
This means you’ll have exposure to multiple asset classes to obtain a more versatile and diversified investment portfolio. Not to mention, we evaluate your portfolio for both risk and return. Finally, Verus believes in minimizing investment transaction costs and expenses. That is in part why we are and always will be a fee-only firm
If you believe in this investment philosophy, then chances are we will make a good partner.
Financial markets are generally efficient, and current prices incorporate available information and expectations.
Inefficiency in financial markets does not occur in predictable patterns.
Attempting to beat the market can lead to excessive expenses and lower market returns over the long term.
Financial planning is a critical process enabling clients to achieve their financial goals and objectives—and investments are a critical component of the overall financial planning picture.
A carefully diversified portfolio can reduce risk.
Investment portfolios should minimize transaction costs and expenses.
Invest for the long term and not for speculation, and add value through the selection of a strategic asset allocation.
A strategic asset-class investing approach provides exposure to multiple asset classes.
Portfolios should be managed for risk and return, as the two are related.
Portfolios should be managed for tax efficiency, which can impact long-term performance.
Get acquainted with your Verus family.
Each of our associates is pivotal to who we are. They are hardworking, caring, and eager to help.
Clear, Fee-Only Pricing
Transparent details about our pricing structure – there’s no ‘small print’ when it comes to Verus.
Let’s get to know one another.
Contact Verus today to schedule an introductory meeting. We look forward to discussing your retirement goals and potential concerns.
A clear path for retirement and beyond.
Each of us at Verus Financial Partners is here for you and your family. Realize your retirement goals with strategic, well-organized financial plans.